> From: Flora <http://www..family/~flora> > Date: Mon, 29 Jul 2019 11:45:32 -0400 > > I just remember trying to get the free monitoring when I was affected by > the OPM breach (or whatever was being offered). I needed to lift my credit > freeze for them to start the monitoring, and I was not willing to do that > at the time. Really? I wouldn't lift my freezes over my dead body. > I will, however, look at what what I need to do this time around. > > I think that if everyone who qualifies, files a claim, it would really send > a message that we do not accept the behavior of these credit reporting > agencies, that we value our personal information and we are not their > product! I think one of Elizabeth Warren's proposals is to have recording of credit history "opt in"; that is, you would need to say that, for a given transaction, that you would want it sent to the credit reporting agencies as part of your credit history. This would be a good step.