my dad called

[Robert <http://dummy.us.eu.org/robert>]

He wanted me to either take a lien against his house or suspend his
payments to me for 1 year.

I told him I'd think about.

One idea just off the top of my top: since any money given as a gift up to
$14,000 is tax free, we could give him $7200 (= 12 months * $600) so that
he could continue to pay us back the $600 per month and keep the current
loan contract.  Thoughts?

 > From: Robert <http://dummy.us.eu.org/robert>
 > Date: Tue, 26 Mar 2019 10:49:01 -0700
 > Subject: Re: PGP Retest
 >
 >  > From: Noelle <noelle>
 >  > Date: Tue, 26 Mar 2019 09:10:12 -0700 (PDT)
 >  >
 >  > On Tue, 26 Mar 2019, Robert wrote:
 >  >  >  > From: "Apple" <http://www.juno.com/~w1few>
 >  >  >  > Date: Tue, 26 Mar 2019 10:41:56 GMT
 >  >  >  >
 >  >  >  > Also do you think its okay to change the 600 to 300 for awhile to catch 
 >  >  >  > up?
 >  >  > 
 >  >  > At the current rate, the loan be repaid by July 2025.  Reducing the
 >  >  > monthly payment will push that date out.  Is that what you want?
 >  > 
 >  > did the cost of living go up for them?
 >  > maybe he wont live that long and the estate will pay you off?
 > 
 > Your guess is as good as mine.
 > 
 >  >  > Also, we'd have to draw up a new loan agreement if we change it.