Qualifying event? Birth/Adoption Marriage/Divorce/Legal Separation Dependent Care Cost/Provider Change Commencement of Spouse's Employment or Benefits Change From Part Time to Full Time by Employee Change From Full Time to Part Time by Employee Loss of Spouse's Employment or Benefits Death of Spouse Death of Dependent Unpaid Leave of Absence by Employee or Spouse Return From Unpaid Leave of Absence by Employee or Spouse Dependent Reaches Ineligible Age Medicare/Medicaid Eligibility Medicare/Medicaid Ineligibility Return from Unpaid Leave, maybe?