Re: today

[Robert <http://dummy.us.eu.org/robert>]

 > From: Noelle <http://dummy.us.eu.org/noelleg>
 > Date: Fri, 8 Jun 2012 15:49:06 -0700 (PDT)
 >
 > 2013

Ah, OK.

Well, I guess you'll have to sit tight for now on that one.

Given the 59 1/2 stuff, I would keep the 403b.

Any other IRAs you wanna move around?

The 2 takeaways are:

 1) Keep 403b's and 401k's [OK, yeah, wrong use of apostrophe]
 2) Stay diversified
 3) Keep "load" low (i.e., turnover rate should be low)

If your IRAs are already diversified (non-overlapping with each other) and
the "load" is low, then you can just stay where you are.  ("Load" is
usually harder to control; hence, another compelling reason for switching
to Ameritrade.)

 > On Fri, 8 Jun 2012, Robert wrote:
 > >  > From: Noelle <http://dummy.us.eu.org/noelleg>
 > >  > Date: Fri, 8 Jun 2012 14:18:12 -0700 (PDT)
 > >  >
 > >  > it's a 7 year annuity and if I got out of it I would pay $1000 penalty 
 > > 
 > > 7 years?  When is the end of the term?