Re: total spent per year

[http://dummy.us.eu.org/robert (Robert)]

I calculated the amount that Macrosoft pays for benefits per month.  It's
about $2200/month.  The biggest expense (unsurprisingly) is health/medical
care -- it's about 50% of the monthly expense.  The second biggest is
retirement -- about 25%.  The third biggest is the Caltrain pass -- about 5%.

So, $3600 base per month plus $2200 per month for benefits.  That means,
to keep our current standard of living, I'd have to earn about $93K/year
minimum.  Phew!

I guess if we have to cut back, we probably will have to decide how
important our health and retirement are.

 > From: http://dummy.us.eu.org/robert (Robert)
 > Date: Sat, 24 Dec 2011 09:47:08 -0800
 >
 >  > From: http://dummy.us.eu.org/robert (Robert)
 >  > Date: Sat, 15 Jan 2011 10:54:10 -0800
 >  >
 >  >  > From: http://dummy.us.eu.org/robert (Robert)
 >  >  > Date: Sat, 05 Jun 2010 10:03:26 -0700
 >  >  >
 >  >  > Forgot about ATM withdrawls.  With those, it's ~$36k.
 >  > 
 >  > According to my credit union's Intuit's Financeworks, I spent $5509/month.
 >  > (That includes the ~$3200 for the natural garden/lawn replacement and my
 >  > $5000 IRA contribution.)
 >  > 
 >  > Assuming that the $3200 for home repairs/improvements is typical, I must
 >  > reduce my retirement contributions to compensate.
 >  > 
 >  > This of course doesn't include any tax refunds we may ultimately get.
 >  > 
 >  > So, this means I spend about $66k/year.
 > 
 > Actually, this last year has only been $3542/month (excluding the
 > above-mentioned lawn replacement).
 > 
 > It looks like, for the biggest expense, monthly mortgage payment and
 > property taxes, I spend $1554/month -- a little over half the total spent
 > per month.
 > 
 > So, spending's been lesser overall this.