There were 2 insurance agencies I could have chosen that gave me a discount for renter's insurance: Metlife and Affinity. I called Metlife and they gave me $316/year, which is lower than what we currently pay; Affinity is unable to cover our place because it has a "space heater" rather than central heating, and they don't accept the risk. Do you think there might be a central location to get a renter's or home insurance comparison? Do you think the library would have such a thing?