disability insurance after settling?

[http://dummy.us.eu.org/robert (Robert)]

Does anyone have advice about getting disability insurance after settling
a worker's comp case?  I read a particular policy and it only asked
whether I had an injury within the last 7 years, but nothing more.

But, I talked with someone who said that, since the insurance companies
require all medical records, there's no way to get disability insurance
after already ever having had an injury.

Does anyone know the truth here?  I haven't yet pursued this further since
I am still currently covered under my work's disability insurance, but I
want to know in case I'm laid off or my company goes under.

Thanks.